Chicago / Urbana
Urbana has 39,341 residents (give or take 34) (ACS 2020-2024 5-year, table B01003, https://data.census.gov/table/ACSDT5Y2024.B01003?g=160XX00US1777005, checked 2026-10-19), about 3,322 people per square mile.
Urbana is about 122 miles from the Census center point for Chicago in a straight line and covers 11.843 square miles of land (Census 2024 Gazetteer internal points and land area, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/, checked 2026-10-19).
The quote form takes a ZIP code; for Urbana that is 61801 (Census 2020 ZCTA to county subdivision and ZCTA to place relationship files, ZIP areas at least 20% inside the town, https://www2.census.gov/geo/docs/maps-data/data/rel2020/zcta520/tab20_zcta520_cousub20_natl.txt and https://www2.census.gov/geo/docs/maps-data/data/rel2020/zcta520/tab20_zcta520_place20_natl.txt, checked 2026-10-19).
Median household income in Urbana is $45,346 (ACS 2020-2024 5-year, table B19013, https://data.census.gov/table/ACSDT5Y2024.B19013?g=160XX00US1777005, checked 2026-10-19); many state and utility heat pump rebate programs set higher incentive tiers for income-qualifying households, so the household income on the application, not the town median, decides which level applies.
3,322 people per square mile puts Urbana in suburban density, where the outdoor unit usually sits in a side yard and the noise is not an issue for neighbors.
39% of Urbana homes are single-family detached, 8% are in two- to four-unit buildings and 48% are in buildings of five or more units (ACS 2020-2024 5-year, table B25024, https://data.census.gov/table/ACSDT5Y2024.B25024?g=160XX00US1777005, checked 2026-10-19).
With 48% of Urbana homes in buildings of five or more units and 39% detached, the condo association usually decides where outdoor units can go, so that approval comes before the quote. With 63% of Urbana homes rented (ACS 2020-2024 5-year, table B25003, https://data.census.gov/table/ACSDT5Y2024.B25003?g=160XX00US1777005, checked 2026-10-19), the landlord signs the quote in many of them.
Urbana has 13 points fewer detached houses than Champaign County overall (52%) and 15 points more five-plus-unit buildings than the county's 33% (ACS 2020-2024 5-year, table B25024, https://data.census.gov/table/ACSDT5Y2024.B25024?g=050XX00US17019, checked 2026-10-19).
With 63% of Urbana homes rented (ACS 2020-2024 5-year, table B25003, https://data.census.gov/table/ACSDT5Y2024.B25003?g=160XX00US1777005, checked 2026-10-19), most heat pump quotes here are landlord-driven: the landlord signs the contract and picks the equipment, and the tenant sees the lower bill.
Of the 16,856 occupied homes in Urbana, 49% heat with natural gas, 0% with heating oil, 48% with electricity and 1% with propane (ACS 2020-2024 5-year, table B25040, https://data.census.gov/table/ACSDT5Y2024.B25040?g=160XX00US1777005, checked 2026-10-19).
Gas heats 49% of Urbana against electricity at 48%, so most quotes here are a partial-home system that carries the shoulder seasons and the summer while the gas furnace handles the coldest nights, or a whole-home system when the house is ready for it.
Urbana has about the Champaign County oil share of 0% and 7 points more electric heat than the county's 41% (ACS 2020-2024 5-year, table B25040, https://data.census.gov/table/ACSDT5Y2024.B25040?g=050XX00US17019, checked 2026-10-19).
No electric utility is on file for Urbana on this door yet, so this page does not name one; the name on the bill decides which rebate path applies.
Ameren Illinois Instant Incentives (ducted ASHP), run by Ameren Illinois, is a live program for Illinois addresses and lists a standard figure of $900 (registry row 45 verified 2026-10-15, https://amerenillinoissavings.com/residential/ducted-air-source-heat-pump/, checked 2026-10-16); confirm eligibility for the Urbana address before counting it. With 48% of Urbana homes already on electric heat and 50% on gas, oil or propane, the row that applies depends on the name on the electric bill and the fuel coming out.
Urbana has 19,228 housing units, 13% built before 1940 and 50% before 1980, with 28% built in 2000 or later (ACS 2020-2024 5-year, table B25034, https://data.census.gov/table/ACSDT5Y2024.B25034?g=160XX00US1777005, checked 2026-10-19).
Urbana tracks Champaign County on housing age, with the county at 12% pre-1940 and 29% post-2000 (ACS 2020-2024 5-year, table B25034, https://data.census.gov/table/ACSDT5Y2024.B25034?g=050XX00US17019, checked 2026-10-19).
The median Urbana home was built in 1980 (ACS 2020-2024 5-year, table B25035, https://data.census.gov/table/ACSDT5Y2024.B25035?g=160XX00US1777005, checked 2026-10-19) and the median home has 4.7 rooms (ACS 2020-2024 5-year, table B25018, https://data.census.gov/table/ACSDT5Y2024.B25018?g=160XX00US1777005, checked 2026-10-19).
Heating design temperature: 1F. Source: ENERGY STAR Design Temperature Limit Reference Guide (2019 Edition), Champaign County row, 99% heating, PDF pages 29 to 33 of 141 (Revised 11/11/2020), https://www.energystar.gov/sites/default/files/Design%20Temperature%20Limit%20Reference%20Guide%20(2019%20Ed)%20-%20ENERGY%20STAR%20Single-Family%20New%20Homes_Rev11.pdf, fetched 2026-10-19, 99%.
That 1F figure is the Champaign County cold-day number a Urbana heat pump is sized against, so ask the installer to show the system's heating output at 1F, not at the milder rating-label temperature.
Ask whether the quote is whole-home or partial-home, because with 49% of Urbana on gas and 48% already electric the two paths carry different rebate figures and different sizing.
Ask for the heat-loss calculation room by room; the median Urbana home has 4.7 rooms and was built around 1980, and the count of heads and the tonnage follow the rooms and the insulation, not the square footage.
The form on this page is the follow-up for Urbana. The public number is the number the contractor quotes from.
No local contractor is named on this door for Urbana yet. A request from this page goes to the first licensed shop that takes the door.